“It’s how you think about the money thing” that drives your spending and saving habits. Money. We need it, struggle to manage it and don’t know who to listen to for advice. Everyone seems to be telling us what to do – “On sale, Buy now!” “Save for retirement!” “Low interest rate!” What’s a money-smart person to do? Green Connections Radio went to one of the masters of personal finance to find out: Michelle Singletary, personal finance columnist for the Washington Post and author of several books on the topic.